Budgeting Tools for Freelancers: Managing Irregular Income Freelancers and gig workers worldwide face the feast-or-famine cycle of unpredictable pay. By definition, irregular (variable) income means your earnings “can change a lot from month to month,” whether you’re in New York, New Delhi, or Nairobi. This unpredictability makes budgeting uniquely challenging. In one guide, freelancers describe irregular cash flow as...